Affordable life insurance for expats in Spain
Peace of mind for you and your loved ones, with no hassle
Different levels of protection that can be tailored to suit your needs and lifestyle
Our life insurance for expats in Spain provides a wide range of covers, including disability, critical illness and international repatriation, to ensure that you and your loved ones are fully protected should the unforeseen happen.
Our life insurance also offers
STANDARD COVER
- Death benefit to protect your loved ones financially
- Access to a second medical opinion from international specialists
- Wellbeing services with preferential access to health and wellness professionals
OPTIONAL COVER
- Additional capital in case of severe or total dependency
- Advance payment in case of permanent disability or loss of independence
- Advance payment for critical illness
- Digital end-of-life management
- Advance decision support
(Get help to record your medical preferences in advance) - Additional protection for female-specific critical illnesses
We are here to help you!
Ask for a no-obligation quote now or find your nearest local agent or broker. They are available to provide friendly and expert advice, in your language, regarding the best covers and options to suit your specific needs whilst in Spain
Frequently Asked Questions
GENERALI Expatriates life insurance is designed for foreign residents, offering flexible cover, a wide range of options and practical support services that adapt to different lifestyles, family situations and long-term plans.
There is no fixed price. Costs vary depending on factors such as age, health, occupation and level of cover. Younger policyholders usually pay less, while more comprehensive cover or additional options can increase the premium.
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It depends on your personal circumstances, including your age, health, financial commitments and what you want to protect financially. If you want cover that supports you during your lifetime, consider including options such as critical illness cover.
In addition to basic cover, you can enhance your policy with optional benefits such as critical illness protection, disability cover, advance payments in specific situations, as well as support services designed to help you and your family when you need it most.
In many cases, yes. Some policies only require a health questionnaire, although the insurer may request additional medical information depending on your individual circumstances.
This will depend on the condition and the insurer’s assessment. It may result in higher premiums, specific exclusions, or, in some cases, the application may not be accepted.
The higher the insured amount, the higher the premium. Your age, health, lifestyle and chosen cover options will also influence the final price.
Yes, in most cases, you can make changes to your policy, such as increasing or reducing the insured amount. Any changes will need to be approved by the insurer and may depend on your circumstances at the time of the request.
Yes, you can hold more than one life insurance policy. In the event of a claim, beneficiaries can receive payouts from each policy, provided all conditions are met.