Reliable funeral insurance for expats in Spain
Everything taken care of, with no hassle or unexpected costs
Plan ahead with our funeral insurance that offers 24/7 multilingual assistance and full support for your loved ones
Our funeral insurance for expats in Spain sees to everything when the time comes, from burial and transfers to administrative services and more. There’s no confusing paperwork or language barriers, just professional help and guidance every step of the way.
You’ll have a dedicated team available 24/7 to support your loved ones and handle all the arrangements in their own language.
Also, taking out the policy is as simple as filling in an insurance application and answering a short questionnaire!
Our funeral insurance gives you and your family the cover and support you need in Spain
STANDARD COVER
- Up to €3,000 to cover a cremation service
- Transfer of the deceased within Spain and from abroad
- Administrative services
- Grief counselling
- Digital end-of-life management
OPTIONAL COVER
- Additional expenses to tailor your funeral to your wishes
- International repatriation
- Medical and Counselling Assistance: with a second medical opinion, medical helpline and psychological support helpline
We are here to help you!
Ask for a no-obligation quote now or find your nearest local agent or broker. They are available to provide friendly and expert advice, in your language, regarding the best covers and options to suit your specific needs whilst in Spain
Frequently asked questions
Our funeral insurance for expats in Spain is designed for foreigners living in Spain who want to make sure that all necessary expenses and arrangements are covered in the event of death. This type of insurance includes a cremation service as well as other essential arrangements such as legal, medical and logistical coordination of the process, including transfers, administrative services, grief counselling and more.
While both products are designed to ease the financial and organisational burden following a death, our funeral insurance for expats in Spain offers key advantages over a funeral plan:
- Regulated and secure: Funeral insurance is legally supervised and regulated by the Directorate General of Insurance and Pension Funds, ensuring transparency, solvency and consumer protection. Funeral plans, on the other hand, are not backed by any public authority, meaning they cannot guarantee future services if the provider becomes insolvent — even though the insured has already paid for them.
- Comprehensive coverage: Funeral insurance not only covers funeral expenses but also includes transfers in the event of death away from the home residence in Spain, along with basic administrative procedures, among others.
- Flexible options: Funeral insurance offers the possibility of adding extra services such as medical and psychological care, repatriation, digital end-of-life management and second medical opinions, as well as an additional allowance to cover higher funeral costs when additional services are added, or existing ones are extended.
- Payment flexibility: With funeral insurance, you can choose from different payment options tailored to your needs.
- Family support: Insurers also provide professional advice and support to the family throughout the process.
As with most insurance policies, the cost of funeral insurance for expats in Spain depends on several factors — there isn’t a single fixed price.
Your age, place of residence, the optional covers you choose and the type of premium are all taken into account when calculating the cost of your funeral policy.
Tip: requesting a personalised quote is the best way to find the right funeral insurance in Spain for your needs.
No. Expat funeral insurance can only be taken out by the insured person themselves.
However, each family member can apply for their own policy, ensuring everyone has the protection they need in Spain.
At GENERALI, we offer two funeral insurance policies for expats with different age limits:
- Expat Funeral Secure: for people up to the age of 69
- Expat Golden Age Protection: for people between the ages of 70 and 80.