What You Need to Know About the Green Card for Driving Abroad

Are you planning to drive to Morocco, Tunisia, or other countries outside the EU? If you're living in Spain and planning to drive abroad, it’s important to stay informed about the Green Card (Carta Verde), also officially known as the International Motor Insurance Card (Certificado Internacional del Seguro del coche – CIS, in Spain), the document that proves your car insurance provides the required third-party liability coverage when driving abroad.

Although within the European Union and in EEA countries (Iceland and Norway), as well as other countries such as Andorra, Bosnia and Herzegovina, Serbia, Switzerland, the United Kingdom (including Gibraltar), and Montenegro, the Green Card is not required, it is mandatory for travel to the following countries: Albania, Azerbaijan, Belarus, Bosnia and Herzegovina, Iran, Israel, North Macedonia, Morocco, Moldova, Montenegro, Russia, Serbia, Tunisia, Turkey, and Ukraine.

It is important to note that although some of these countries may not always enforce the Green Card requirement, it is advisable to carry it to avoid any potential issues. The simplest approach is to check with your insurer before travelling to get the most up-to-date information and to ensure your policy covers the countries you plan to visit. For more detailed information and to consult the official map of Green Card requirements, visit this link.

The shift to digital: The new Green Card format

Since April 1st 2021, the Green Card has transitioned to a digital format, making it easier to access and use. This change is part of a broader push towards digital transformation, meaning that you no longer need to wait for a physical Green Card to be mailed to you.

The Green Card, originally called so because it was green in colour, is no longer required to be green and can now be in black and white. 

Drivers now usually receive the Green Card by email in PDF format, which can be printed in black and white on standard A4 paper. You can even get the Green Card via some insurers' websites or mobile apps. If your insurer offers this service, you can download the Green Card directly from your personal account and have it at your fingertips.

The new digital format often includes a QR code, which allows authorities in countries that are members of the Council of Bureaux to automatically check the validity of your insurance while travelling.

What does the Green Card cover in case of an accident?

The Green Card provides the same cover as your compulsory civil liability insurance in Spain. This includes:

• Personal injury to third parties: Covers the injury or death of other people involved in the accident.
• Material damage to third parties: Repair or compensation for damage to other people's property, such as vehicles or buildings.

However, it does not include additional cover such as own damage, theft or roadside assistance, unless these are included in your policy.

How to get the Green Card 

Although not compulsory, many insurance companies include the Green Card for the insured vehicle when they issue the policy and send you all the documents relating to your policy. However, not all insurers do this, so if you do not have this document, you will need to contact your insurer to request it.

The process is simple, you just need to provide your vehicle and policy details and it will usually be emailed to you in PDF format, ready to print. Some insurers will also provide you with a physical copy. You can also apply for the Green Card through RACE (Royal Automobile Club of Spain).

If you're planning to travel to a non-EU country, make sure you apply for this document well in advance.

If you lose or damage your Green Card, contact your insurer to request a replacement. In an emergency, some borders may allow you to present a digital version, but it's advisable to carry a printed copy to avoid complications.

How to renew your Green Card 

The Green Card is usually valid for the duration of your car insurance policy. If you need to renew it, contact your insurer before it expires to request a new version. Make sure that your updated policy covers all the countries you intend to visit.

Generali Expatriates is here to provide you with all the information you need about car insurance in Spain and other important aspects of life as an expatriate in Spain. 

Frequently asked questions about the Green Card 

Do I need a Green Card to travel to France or Portugal? 

No, you do not need a Green Card to travel to EU countries such as France or Portugal in 2025. Your Spanish insurance will already be valid.

How can I download the Green Card online?

Some insurers allow you to download the Green Card from their website or mobile app. Simply log into your account through the private area and look for the section with your insurance documents. If you can’t find it, contact customer service for immediate assistance.

Does the Green Card cover accidents abroad?

Yes, as long as the accident happens in a country where the Green Card is valid. It covers damage to third parties under the same conditions as your civil liability insurance in Spain. If you wish to extend your cover to include damage to yourself abroad, contact your insurance company to find out the terms and conditions.

Is the Green Card valid for motorcycles and other vehicles?

Yes, this document applies to all insured vehicles, including motorcycles, caravans, and trucks.

What's the difference between the Green Card and the Insurance Card?

The Green Card is an international certificate for travelling abroad, while the Insurance Card confirms that you have valid insurance in Spain and the EU.

How long is the Green Card valid for?

The validity of the Green Card is based on the same principle as your car insurance. If you are insured, you will have a Green Card for the duration of your insurance policy.

Where do I find the Green Card number?

When you fill in an accident report abroad, you will need to quote your Green Card number. You can find it on the document itself, in section 4, where the country code, insurer code and your policy number are listed.

Request a quote today and drive with the peace of mind that comes from knowing your car is protected. Whether you're planning a trip abroad or driving locally, make sure you have the right cover for all your journeys. You can also find your nearest broker or agent here to get started with your car insurance needs in Spain and ensure you're ready for any journey.